Buy HSBC Insurance Broker Marsh and closed a strategic agreement with British bank

Hibler, international broker and insurance risks based in London, has approximately 1,400 employees in 30 offices between the United Kingdom, Asia and Middle East.

Marsh, the first global consulting firm in risk and insurance, recently announced the purchase by HSBC Insurance Broker Ltd. (Hibler), the insurance division of British bank HSBC. Under the terms of this agreement, Marsh Hibler acquire 135 million pounds, amount to be paid in cash and in shares of Marsh & McLennan. The closing date of the transaction, subject to all relevant regulatory approvals, is expected in the first quarter of 2010.


Furthermore, in parallel with this acquisition, Marsh closed a strategic alliance with HSBC, which allows you to have preferential access to corporate clients and private bank, considered one of the largest financial institutions in the world in terms of assets. This agreement is part of Marsh's strategy of further increasing their income by improving their service offerings and solutions in risk consulting and insurance brokerage.

Hibler, international broker and insurance risks based in London, has approximately 1,400 employees in 30 offices between the United Kingdom, Asia and Middle East. Considered one of the main corridors of the United Kingdom, Hibler turn holds a significant market share in countries where Marsh already has a significant and major growth plans, as UAE, Saudi Arabia, Qatar, China , Hong Kong, India, Singapore, South Korea and Taiwan. In addition, Hibler enjoys a strong position in such important sectors as education, Maritime and Art.
"The acquisition of Hibler is a great opportunity for Marsh and for our customers and employees, and for the team Hibler. We are particularly pleased with the strategic agreement we reached with HSBC, it will allow us to leverage relationships and network to generate new business overall, "said Dan Glaser, chairman and CEO of Marsh world.

For Clive Bannister, managing director of the insurance holding company of HSBC, "the best of this agreement is that, firstly, we extend the reach and sophistication of the mediation services of HSBC for our customers, while at the same time, we refine our strategic vision for the bank-insurance model, with emphasis on life, pensions and investments.

"From an operational standpoint, cultural and geographical Hibler activities fit perfectly with those of Marsh," confirmed Alex MOCZARSKI, president of the International Division of Marsh. "It is an important supplement that enhances our presence in high growth areas."

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Get ready to travel to Spain

It's time to go on holiday, a break from the daily routine, and learn about other places. It's great to know you're going on tour, but when you actually prepare for the trip is when stress begins, the ideal is that it not be with you once you leave home, but that need to be convinced that the unless you bienpreparado and you have not forgotten the important details. How? It is really a dilemma, there is the idea that no matter how often you make the count of things are likely to always forget something and have to see how to fix it.

Is time travel, and what better time to share tips for preparing a good one, although in reality they are tips that will always serve you.


Time to pack

To start packing need to know what bag / pouch using. Make it light and good material to last longer, since they mistreat much on every trip. Once you choose the suitcase about knowing what to bring, how are you things you can not miss. Bring the essentials, if you are carrying something but "do not know if I get to use", or the packaging, you will surely not lack. Of course we have to find the best way to accommodate the entire contents to exploit the space and thus save máxiom whatever you buy on the road. I personally floor flex a little clothing and then make it roll, so do not wrinkle, can fit more things, and you can get piece by piece without having to undo it all. If you're traveling by plane, it's good to have it clear he carries in suitcases factures and bearing in hand luggage and do not want either overcharge you, but ideally will not forget anything.

One of the best advice I have is to make a list. Rather than making a list of what you need to pack, that is what has already decided that you will take. Keep this list with you, since it is good check every time you move or when you get home, so be sure not to forget anything in your destiny. These lists are also good if in the worst case your suitcase is lost. With it is easier to inventory and actually receive the compensation you deserve.

Air travel

No matter how much say it has increased the percentage of air travel, there are still many people who have never gone to any. No reason to get stressed, perhaps with a few tips you lose the fear, and do not be surprised with payments that did not include. Remember always have your documents on hand and in order. Try to travel comfortable, especially if it is a long trip, sitting for many hours. Remember that due to pressure changes, altitude and flight duration, you are likely to swell the feet. If the trip is very long, perhaps it is better not keep your shoes to prevent then do not enter. And to not get bored on long trips make sure you choose a good schedule and how you entertain yourself if you can not sleep. Of course, if you go backpacking, it is important to advise you.

Money

The costs are usually the most important transportation and lodging, and generally you pay before you go traveling, so the question is to know under control expenditures to be happening. The first is how you take it: cash, credit card, debit card or traveler's checks. Personally I do not think any better than another but that depends on what you consider easier and more convenient. Track your expenses is a good idea to keep a record of what you spend daily to find out how much you spend on gifts or on food and do not be surprised the trip without money or receipt of the card.

There are many more tips for travelers, especially for the novice traveler, what would you give your advice?

Of course it is always important to review what weather will be where you are going to know what kind of clothes should you bring with you, knowing where you are staying in order to investigate what kind of transportation for you to get there, and get an idea of the prices that are handled at your destination to calculate your expenses better. But do not stresses, you can always find friendly people to help you, it depends on your attitude, how well you do and your willingness.

On another occasion we will discuss tips for the traveler once at your destination.

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Residents in Spain in October 2009 made 20.3% more trips

- The domestic trips, which account for 93.8% of the total, rose 21.4% in October, while trips abroad rose 6%, according to advance data.

- In the first ten months of the year have made 149 million trips, up 3.5% over the same period in 2009.

- In July 2009 the residents of Spain made 17.2 million trips, 1.9% less than a year ago.

In October 2009 residents in Spain have made 13.3 million trips, which marked a significant growth of 20.3%, according to the progress of the Survey of Tourist Movements of the Spanish (Familitur) produced by the Institute Tourism Studies, Ministry of Industry, Tourism and Trade. The Oct. 12 festival, which in 2008 fell on Sunday, coupled with that the month has been very warm in most parts of Spain, explaining the large increases in travel mates and summer vacation.


Most trips (93.8%) are performed within the country, 21.4% more than in 2008, foreign travel have also registered a positive variation of 6%. Significant growth as the autonomous communities of Valencia (58.1%) and Catalonia (48%), which together have been fate of four of every ten trips.

From January to October, residents have not made 149 million trips, up 3.5% over the same period in 2008. In evolutionary terms, both the sender and domestic tourism offer positive numbers, 2.9% and 11.2% respectively.

July final data

In July 2009 the residents of Spain made 17.2 million trips, 1.9% less than a year ago. 92.4% of the trips were made in Spain, 2.6% less than in July 2008. For their part, foreign travel rose 7.7%. About six of every ten trips were made by leisure and half were weekend. Regarding the accommodations, the hotel was used on more trips than last year, while non-hotel accommodations were chosen by 5.2% less travel.

The weekend trips were the most numerous in July (51.3%), but decreased over the same period in 2008.

Those trips were made as a summer holiday accounted for 27.3%, which represented growth of 5.2%.

The car was a month plus transport through majority of travel by residents of Spain, elected in 81.2% of trips, but reduced the figure of 2008 by 2%. With a much lower relative weight, and air travel by bus accounted for 9.1% and 4.8% of trips, respectively. In evolutionary terms, only the bus showed a positive figure (7.8%), air travel dropped by 10.9%.

61.2% of the trips were made for leisure and holidays, 2.5% less than in July 2008. The next most important reason was the visit of relatives or friends (21.2%) also decreased by 4%. On the other hand, business travel and study, overall 16.1% of the total, rose 3.2% and 3.9% respectively.

From January to July, there have been 99 million trips, a figure similar to the same period last year. For destinations, Outbound showed an increase of 8.1%, while the inmate remained virtually constant: -0.6%.

Type of accommodation

In 22.1% of travel October was chosen the hotel accommodation that compared to July 2008 grew by 11.9%.

Moreover, in eight out of ten trips opted not any hotel accommodation, 5.2% less than a year ago. Within this group were noted for their weight housing with relatives or friends and homeownership, although interannual both recorded declines.

State government travel destination

52.1% of the trips went to one of the following communities: Andalusia, Catalonia, Valencia and Castile and Leon.

Andalusia community stands as the first destination of the trips of residents in Spain, about three million trips, down 5.9%. This result is partly due to the slight drop in leisure travel taking place within their own autonomous region.

With 2.4 million trips and a decrease of 1.5% compared to July 2008, Catalonia is in second place. This destination is, the principal, the least suffer the reduced travel of the month, because it increased the number of trips in the community.

The Valencia took third place, receiving 1.9 million trips, 3.9% less than a year ago. This figure was mainly due to the drop in leisure travel and visit family or friends, which together account for nine out of ten trips.

Castilla y León received 1.6 million trips, up 2.3% compared to July 2008. Leisure travel, which represent more than half, fell by 9.3%.

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The Government of Ecuador Comet Air sues for fraud

Ecuador has a complaint for fraud to Air Comet. For the first time in this sorry episode Shoe Imperial Spain, someone gets wet citizens below. If those affected were mainly Spanish, surely Mr. White, newly appointed Minister of Development had intervened super enterprise and Judge Garzon had gotten the sausages to the managers and owners of Air CFomet in prison as they deserve. Cheat workers have crime but if they are poorly paid as most foreigners, it is a crime with treachery. This case, but neither reveals that this government is neither left, nor for the welfare of anyone, are puppets of corporate interests and now this. Lario Jose Guzman (so that I remain calm and not, why not catch the plane of the King and the President to transfer the Ecuadorian and Peruvian cheated?


The Government of Ecuador has filed a complaint for fraud against the Spanish airline Air Comet and its legal representative in Ecuador, Germanic Maya, informed the Executive of the South American country. Yesterday, Spain's Development Ministry said that would be presented as part of the insolvency proceeding affected the airline to claim "every penny".

In its complaint, filed with the Prosecutor of Pichincha, the Ecuadorian Government seeks injunctive relief against the company assets and custody against his legal representative, said the National Secretariat for Migrants in Ecuador, Alexis Rivas.

For his part, Assistant Secretary of Consular Services, Jacques Ramirez recalled that Chancellor Fander Falconí spoke on Wednesday with Foreign Minister Miguel Angel Moratinos, who said the Spanish government's commitment to assume responsibility for damage that cause the closure of Air Comet.

He also noted that Ecuador is negotiating the flight chartered by the Ministry of Development of Spain, which will arrive tomorrow Quito is not the only, but to extend the period of opportunity for travel, until it covers all persons damaged.

But he added that the recommendation remains that as many people as possible before embarking on the flight said, it is the immediate and safe alternative to that account and said Ecuador is awaiting a response from Spanish government on this issue, so do not rule out travel to Spain to hold talks at the highest level.

Ramirez also expressed the concern of Ecuador by the fact that in less than three years, two Spanish companies-Air Madrid three years ago-broke victimizing many users not only South American country, but in Latin America, and the fact that the company was allowed to continue selling tickets when their situation was known lack of liquidity.

Finally, he indicated that it has asked the Ministry of Labor and Immigration in Spain to be notified that persons who have lost days of work for this inconvenience on his return from Ecuador not suffer any penalty or sanction because of it.

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Non-stop: the North Pole on skis

Finally! I could make one of my dreams, "traverse to the North Pole solo, completing two days of the last grade successfully. I have been very useful information collected in 2008 by the expedition to the pole with Jesus Calleja and Television Program team extreme challenges, from here my thanks.

DESCRIPTION:
Traverse on skis with a distance of 800 kilometers from a Russian base on the sea ice in the Siberian Arctic slope. A spectacular journey to the point where they join all terrestrial meridians.
This is a unique trip into the northern end of the planet that will allow us to perform a unique experience: to reach the Geographic North Pole, the only place on Earth where every direction is South.


Imitating Peary, Herbert, Uemura and other mythical explorers have had to travel on skis over 800 km. , Sea ice before reaching the Pole.

It is indescribable the feeling of moving on a constantly moving ice surrounded by a multitude of pressure ridges and open water channels.

PREPARATION:
I will leave Russia temporarily station "Borneo" placed on an ice floe adrift in the middle of the Arctic Ocean to 89 degrees north latitude. My goal is not a very common, but the uninhabited Geographic North Pole, the point where the land all meridians.

22/12/09 Day: Departure from Barcelona to Longyearbyen (Spitsbergen, Norway) on a scheduled flight via Oslo. I make a little visit to the city. Overnight at hotel.

Day 23/12/09: Heading into an Antonov-74 to the base derivante "Borneo" located at 89 º N. Preparation of the night and shop equipment.

ACTIVITIES:
Days 24 and 25/12/09: En route to the North Pole. The route is through numerous pressure ridges and open water channels in the middle of the pack ice in motion, I 400 km., Daily, during the march rhythm that is still about 55 minutes of running and stop 5 minutes to drink and eat something. Because 24 hours of sun, skiing without any problem I have saved in the front pack.

Day 25/12/09: At 00h10 I reach the Geographic North Pole, Christmas is the day I have a strange feeling is neither night nor day, I'm only here it is unbelievable after so much sacrifice I'm in training middle of nowhere, I take a few pictures, it's very cold soon return to the Russian base, thank goodness we have not seen any polar bear by chemical. I arrive at the heliport ...

THE RETURN:
Day 26/12/09: Return by helicopter to "Borneo" I'm exhausted now the Russians offered me a "paella" that devoured in a flash, plas. Afternoon flight to Longyearbyen. Accommodation in hotel and dinner.

Day 27/12/09: Return. Flight Longyearbyen-Oslo-Barcelona.
Upon arriving back at the Oslo airport a magazine I was pleasantly surprised that it echoed the activity in English because I bought in Norway had already been exhausted, I will soon be published in Spain coincided with the entry of the new year.

Once recovered from Jet Lag somewhat disoriented drew up the review for the blog.

Author's Note: This trip has to be considered an issue where unforeseen circumstances occur, such as bad weather, bad ice conditions, etc.. and therefore subject to change on the ground. In Norway there is an eco-tax to pay 150 kronor (19 euros) for travel through Savalbard archipelago in the North Pole.

Happy day ... The Track


T1 to the recently arrived from Barcelona airport and I suddenly realize that we are in the vicinity of Christmas, now day 22 seems the whole world is seeing the results of the National Lottery, no one in the terminal !.

Flight Norwegian Air is a low cost carrier ticket round trip cost me 45 € and foremost a "bargain" because from tomorrow up the trarifas. For provinces such as I fly over the airport is an event is really impressive amount.

Followed over a somewhat rough journey because I wanted to leave, first fly and then land at Gardermoen Airport, Oslo (Norway) for wearing crampons and ice ax him go unfilled. A rest and transfer to Polo.

The arrival at the Pole with Atonov-74 is always spectacular.

Transfer by helicopter, the cold is already playing a trick on the end froze the camera.

The landscape leaves me with an open mouth but I'm soon to be closed tego -25 º.

I run into a camp of Americans, are two of Chicago and two Texas, these Yankees also want to reach the North Porl but will take their time because they do in the form of Non-stop, some greetings and good-bye.

Glupss, looking down I'm petrified, I hope not to meet any polar bear for sure, sure I have to lose.

As no landmarks occasionally I have to observe through binoculars the whole environment is a sea of ice and at least no bears in sight.

Continuous trip now topping a ridge of snow. Photograph taken in automatic.

I reach my goal the North Pole Geodesic'm insulting a few pictures and I have to go back because I'm too cold to -35 ° and there are times when you do not know if it's night or day but I do not care much because today I am privileged . I get excited and tears out of my eye drops do not reach the ground had been frozen in the face!.

And the story is told and no more pictures a technical problem prevented warranted here today which for me has been quite a feat.

The magazine I bought in Oslo, shit costs 50 crowns almost 7 EURAC to change.

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