Travel Insurance Spain

When planning a trip one of the important things is the subject of insurance. It is a topic a bit tedious but can save us from a difficult situation and economically dangerous.

The first thing you need to know are the types of insurance that exist and which parts of our trip will be covered.

-Travel insurance. It is generally associated with airline ticket.

If we manage ourselves buying the tickets will have the option to check the box accepting travel insurance. This covers the delays, cancellations or changes on our ticket.

If instead delegate to a travel agency to manage the trip, then we know that generally already provide insurance minimum coverage, but are often too basic. We specify that we want one more track.


The basic insurance coverage to offer such specific situations. One is the overbooking of flights. Keep in mind that the allowances vary depending on the price paid for the ticket. Insurance may cover (according to the fine print) alternatives to reach the destination, the return of the ticket price or a change of travel date.

-Health insurance. These are related to medical problems and / or physical accidents.

The first is to consider the fate and activity performed. If we travel abroad should be informed about the coverage and effectiveness of public health systems of countries of destination. If we travel within the member countries of the European Union, health care will be covered by public health services. For that we must deal with the EHIC before leaving Spain (pending in the health centers and removed at the time).

The activity to perform is crucial, since it is not the same go to Thailand for some sun, so that insurance will cover any incidents burn and attendance at a medical center, to go and climb Everest. Obviously the safety for a climber is much more specific and more expensive, and doing extreme sports accidents will not be covered by normal health insurance.

* It is also advisable to seek advice in a medical center outside of the required vaccines for travel to certain countries.

-Cancellation Insurance. When we manage a trip well in advance is advisable to hire a cancellation insurance to avoid major problems if they suffer an unexpected lead us to cancel or modify the trip. In this case it should be noted that the nullification or cancellation insurance ends when you start the journey and does not cover other possible effects during therapy.

"Special Insurance. The offer travel insurance in general has greatly diversified. In the market there are options for all tastes and needs: special coverage for luggage, private liability, insurance for those traveling for skiing, golf, diving, for those who conduct a fishing trip, trekking, climbing or even for ranging from hunting or safari.

There are also policies for groups of elderly or disabled passengers with broader coverage than the normal insurance.

If you want to save time and headaches, think about your real needs and study the travel insurance available. Consider traveling with coverage can lead to great savings in money in a case of necessity.

One last tip: remember to read the fine print and find out what insurance covering each, to me has happened several times to think that insurance covered me one thing but the end for not meeting certain requirements will not cover anything. For example, once paid a ticket exchange insurance or cancellation. The ticket was round trip, I spent the first leg and then wanted to change the date of return. As it turns out that having spent the trip was canceled insurance because I pretty mosque.